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South Carolina RV Insurance
(Recreational Vehicle)
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The value of good recreational vehicle insurance often
doesn't become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let one of our experienced South Carolina RV
insurance policy specialists explain the different Liability limits, Comprehensive, Collision, Personal Injury Protection, Uninsured Motorist, and Medical coverages, as well as Full-Timer coverage, Vacation Liability coverage, Total Lost Replacement Cost coverage for newer RV's, and the deductibles that are available for you to choose from. We offer affordable recreational vehicle (RV) insurance policies from leading insurance companies serving South Carolina. |
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Learn more about South Carolina RV Insurance
policy coverage options below! |
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Click on the link below to fill out a secure quote request form for a
South Carolina RV Insurance policy that will provide excellent RV insurance coverage at an affordable cost. Or you can speak with our South Carolina RV Insurance specialist at (803) 798-5754 to discuss the features. |
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We are a local Columbia, SC insurance agency offering affordable South
Carolina RV insurance policy premiums to residents of the following cities and counties: Cayce, Olympia, Forest Acres, Arthurtown, Saluda Terrace, Sandwood, Arcadia Lakes, Dentsville, Eau Claire, West Columbia, Springdale, Denny Terrace, Belmont, St. Andrews, Irmo, Oak Grove, Lexington, Galaxy, Bluff Estates, Hazelwood Acres, State Park, Haskell Heights, Lincolnshire, Ballentine, Killian, Red Bank, South Congaree, Edmund, Gilbert, Summit, Gaston, Hopkins, Capitol View, Horrel Hill, Fort Jackson, Pontiac, Elgin, Blythewood, Camden, Richtex, Whitehall, White Rocky, Chapin, Sumter, Lugoff, Boykin, Rembert, Hagood, Horatio, Stateburg, Borden, Wedgefield, Oswego, Gadsden, Fort Motte, St. Matthews, Swansea, Woodford, Winnsboro, Pelion, Steedman, Samaria, Monetta, Batesburg-Leesville, Stoney Hill, Prosperity, Newberry, Peak, Little Mountain, Slighs, Pomaria, Jenkinsville, Rion, Winnsboro Mills, Simpson, Smallwood, Ridgeway, Myrtle Beach, Charleston, Lexington County, Fairfield County, Calhoun County, Sumter County, Kershaw County, Saluda County, and Richland County, SC. We can also offer our South Carolina RV insurance coverage services throughout the state. |
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This coverage comes into play when an at-fault driver has RV, auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Underinsured Motorist Bodily Injury Coverage
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This type of RV insurance coverage pays for your medical expenses, lost wages,
and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient RV, auto or motorcycle insurance coverage. The RV insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required South Carolina RV insurance coverage. |
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Underinsured Motorist Property Damage Coverage
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Protects you if your RV is damaged in an accident caused by a driver who has
insufficient insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in South Carolina. |
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South Carolina RV Insurance Policy FAQ
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Click on the link below to fill out a secure quote request form for a South
Carolina RV Insurance policy that will provide excellent insurance coverage at an affordable cost. Or you can speak with our South Carolina RV Insurance specialist at (803) 798-5754 to discuss the features. |
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Covers damage caused to the insured's RV (your RV) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the South Carolina RV insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the South Carolina recreational vehicle insurance policy. |
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Covers damage caused to the owners RV from a collision caused by another auto,
RV, or other object. The deductible is the amount you choose to pay upfront (if any) before the RV insurance policy pays. The higher the deductible chosen the lower the collision coverage cost within the South Carolina RV insurance policy. |
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South Carolina RV Insurance Policy FAQ
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South Carolina RV Insurance Policy FAQ
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South Carolina RV Insurance Policy FAQ
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of an
RV insurance policy. The minimum liability insurance coverage available for purchase in South Carolina is 25/50 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums set by the state of South Carolina and are listed below. Contact us at (803) 798-5754 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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South Carolina Liability Coverage limits explanation:
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25/50/25 25=$25,000 - 50=$50,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, RV, car, truck, fence, or house, is covered through property damage RV insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum coverage amount in South Carolina is $25,000. |
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Benefits Provided Include:
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Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray, dental
and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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Necessary remedial treatment (nursing home care or home nursing care).
Pays 60% of gross income loss caused by inability to work because of an injury
suffered in an accident.
$5,000 death benefit
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South Carolina RV Insurance Policy FAQ
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South Carolina RV Insurance Policy FAQ
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South Carolina does not require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in an auto accident regardless of who caused the accident. |
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding in or driving your RV. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a RV when you are walking or if you are riding in another RV. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required South Carolina recreational vehicle (RV) Insurance coverage. |
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South Carolina RV Insurance Policy FAQ
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25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
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Example of uninsured motorist limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no auto liability insurance. This coverage is required for South Carolina RV Insurance. Contact us at (803) 798-5754 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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RV Insurance
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South Carolina
Personal Insurance
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Affordable
Insurance Solutions
3604 Fernandina Road
Columbia, SC 29210
Lexington County, SC
Office: 803-798-5754
Fax: 803-798-4143
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Answer a few questions and
we can provide you with an
insurance quote by phone or email. Choose a South Carolina personal or business insurance coverage from the menu above. |
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Affordable Insurance Solutions, LLC
Copyright 2007-2008, All rights reserved
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