Business Owners Insurance South Carolina

South Carolina Business Owners Insurance

Businesses can bundle property and liability coverage
into a South Carolina Business Owners Insurance
policy that allows your business to obtain broad
coverage with affordable premiums. South Carolina
Business Owners Insurance is usually the first step for
small businesses looking to get basic property and
liability coverage and is a comprehensive and
affordable insurance package for small or medium
sized businesses.

To qualify for Business Owners Insurance Policies, a
company should have 100 or fewer employees, and
annual revenues should be less than $1 million. South
Carolina Business Owners Insurance will typically
provide reimbursement for up to a year of lost revenue
resulting from an insured property loss.

Some businesses may find South Carolina Business
Owners Insurance coverage limits to be too low or may
not like the lack of flexibility on options like coinsurance.
However, what the Business Owners Insurance Policy
lacks in flexibility it usually makes up for with lower
premiums for your business.

We are a local Columbia, SC insurance agency offering experienced
South Carolina business owners insurance plans to businesses in the
following cities and counties in South Carolina: Cayce, Olympia, Forest
Acres, Arthurtown, Saluda Terrace, Sandwood, Arcadia Lakes, Dentsville,
Eau Claire, West Columbia, Springdale, Denny Terrace, Belmont, St.
Andrews, Irmo, Oak Grove, Lexington, Galaxy, Bluff Estates, Hazelwood
Acres, State Park, Haskell Heights, Lincolnshire, Ballentine, Killian, Red
Bank, South Congaree, Edmund, Gilbert, Summit, Gaston, Hopkins,
Capitol View, Horrel Hill, Fort Jackson, Pontiac, Elgin, Blythewood,
Camden, Richtex, Whitehall, White Rocky, Chapin, Sumter, Lugoff,
Boykin, Rembert, Hagood, Horatio, Stateburg, Borden, Wedgefield,
Oswego, Gadsden, Fort Motte, St. Matthews, Swansea, Woodford,
Winnsboro, Pelion, Steedman, Samaria, Monetta, Batesburg-Leesville,
Stoney Hill, Prosperity, Newberry, Peak, Little Mountain, Slighs, Pomaria,
Jenkinsville, Rion, Winnsboro Mills, Simpson, Smallwood, Ridgeway,
Myrtle Beach, Charleston, Lexington County, Fairfield County, Calhoun
County, Sumter County, Kershaw County, Saluda County, and Richland
County, SC. We can also offer our South Carolina business owners
insurance services throughout the state.

Property Insurance Coverage

South Carolina Business Owners Insurance offers
named perils or all risk insurance coverage, similiar to
general property insurance coverages. Enhancement
endorsements are available at little or no cost to
extend coverage to your accounts receivable,
valuable papers, signs, employee dishonesty,
mechanical breakdown, computers including
software, money and securities, off premises power
failure and spoilage of food products, backup of
sewers and drains.

Liability Insurance Coverage

While similiar to Commercial General Liability Insurance, the liability
part of a South Carolina Business Owners Insurance Policy offers
less flexibility in determining your coverage limits for particular
claims. Optional limits of $300,000, $500,000 or $1,000,000 are
available. Personal injury, products liability, fire legal liability and
premises medical payments are included. Also, Business Owners
Insurance does not include professional liability insurance.

Interruption Insurance Coverage

Business Interruption Insurance is usually included in Business
Owners Insurance Policies and covers lost income and expenses
incurred when a company suffers disaster related damage. Ongoing
operating expenses that continue even if business is suspended,
such as payroll, are also covered.

Click on the link below to fill out a secure quote request form for a
South Carolina business owners insurance policy that regardless of
whether you're a small contractor, large employer or a small
business owner, will provide exceptional insurance coverage for your
business at an affordable cost. Or you can speak with our South
Carolina Business Owners Insurance specialist at (803) 798-5754 to
discuss the policy features in more detail.

Click here to fill out a

South Carolina Business

Owners Insurance

quote request form

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.