South Carolina Boat Insurance
The value of quality South Carolina boat insurance often
doesn't become apparent until you really need it.
Whether it's a minor dent or a more substantial
accident, it pays to have South Carolina boat insurance
coverage you can count on.
Let our experienced South Carolina boat insurance
specialist explain the different Liability Limits,
Comprehensive, Personal Injury Protection, Collision,
Medical coverages, and deductibles that are available
for you to choose from. We offer affordable boat
insurance policies from a leader in the insurance
industry.
Learn more about South Carolina Boat Insurance
coverage options below!
Click on the link below to fill out a secure quote request
form for a South Carolina Boat Insurance policy that will
provide excellent insurance coverage for your boat at an
affordable cost. Or you can speak with our South Carolina
Boat Insurance agent specialist at (803) 798-5754 to
discuss the policy features in more detail.
We are a local Columbia, SC insurance agency offering affordable South
Carolina boat insurance policy premiums to residents of the following cities
and counties in South Carolina: Cayce, Olympia, Forest Acres, Arthurtown,
Saluda Terrace, Sandwood, Arcadia Lakes, Dentsville, Eau Claire, West
Columbia, Springdale, Denny Terrace, Belmont, St. Andrews, Irmo, Oak
Grove, Lexington, Galaxy, Bluff Estates, Hazelwood Acres, State Park, Haskell
Heights, Lincolnshire, Ballentine, Killian, Red Bank, South Congaree, Edmund,
Gilbert, Summit, Gaston, Hopkins, Capitol View, Horrel Hill, Fort Jackson,
Pontiac, Elgin, Blythewood, Camden, Richtex, Whitehall, White Rocky,
Chapin, Sumter, Lugoff, Boykin, Rembert, Hagood, Horatio, Stateburg,
Borden, Wedgefield, Oswego, Gadsden, Fort Motte, St. Matthews, Swansea,
Woodford, Winnsboro, Pelion, Steedman, Samaria, Monetta, Batesburg-
Leesville, Stoney Hill, Prosperity, Newberry, Peak, Little Mountain, Slighs,
Pomaria, Jenkinsville, Rion, Winnsboro Mills, Simpson, Smallwood,
Ridgeway, Myrtle Beach, Charleston, Lexington County, Fairfield County,
Calhoun County, Sumter County, Kershaw County, Saluda County, and
Richland County, SC. We can also offer our South Carolina boat insurance
coverage services throughout the state, including coastal South Carolina.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
South Carolina Boat Insurance Info
Covers damage caused to the owners boat from a collision caused by another
boat, vehicle, or other object. The deductible is the amount you choose to pay
upfront (if any) before the boat insurance policy pays. The higher the deductible
chosen the lower the collision coverage cost of the South Carolina boat
insurance policy.
Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat insurance
policy pays. The higher the deductible chosen the lower the comprehensive coverage
cost of the South Carolina boat insurance policy.
South Carolina Boat Insurance Info
South Carolina Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in
South Carolina is 25/50 and is explained in detail below. However, we recommend that
you choose liability insurance coverage amounts that are much higher than the South
Carolina minimums listed below. Contact us at (803) 798-5754 to discuss what liability
coverage amounts you require to meet your needs.
25/50/25 25=$25,000 - 50=$50,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The
minimum required coverage amount in South Carolina is $25,000.
Bodily Injury Liability
Property Damage Liability
South Carolina Liability Coverage limits explanation:
South Carolina Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related to
medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Benefits Provided:
South Carolina Boat Insurance Info
100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an
accident.
Second number = uninsured boater maximum for all injuries in one
accident.

Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no liability insurance. This is a required coverage for
South Carolina Boat Insurance. Contact us at (803) 798-5754 to discuss what
uninsured coverage amounts you require to meet your family or personal needs.
South Carolina does not require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in a boat accident regardless of
who caused the accident.
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South Carolina
Personal Insurance
Boat Insurance
Affordable
Insurance Solutions
3604 Fernandina Road
Columbia, SC 29210
Lexington County, SC
Office: 803-798-5754
Fax: 803-798-4143
Answer a few questions and
we can provide you with an
insurance quote by phone or
email. Choose a South Carolina
personal or business insurance
coverage from the menu above.
South Carolina Insurance Agency
Affordable Insurance Solutions, LLC
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